Consumer Rights Attorneys in California
Maybe a giant credit card company is calling you non-stop claiming you owe them money. Perhaps your excitement in buying your first home has been dampened by an error on your credit report that a powerful bank refuses to correct. Or maybe you discover that the product you bought from a mega-store because it was made in the U.S.A was actually made in China. How is one person supposed to fight back against these heavyweights?
Potter Handy, LLP can tip the scales of justice in your favor. Consumers do have enforceable rights. Among these, the law says that debt collectors must treat you with truth, fairness, dignity, and respect. Your credit information must be reported accurately. And you have the right to be told the truth about the product you are purchasing.
The attorneys at Potter Handy, LLP take a comprehensive and aggressive approach to holding these companies accountable. Depending on your situation, you may have a claim under one or more of these laws:
The Fair Debt Collection Practices Act
Don’t Be Bullied By Abusive Debt Collectors
You may be entitled to monetary compensation if your creditors have been abusive in their debt collection practices. The law says that debt collectors must treat you with truth, fairness, dignity, and respect.
Creditors often violate these civil rights by doing such things as placing harassing phone calls several times a day, calling very early in morning or very late at night, threatening civil and criminal action when they are barred from pursuing litigation because the statute of limitations has run, threatening you with jail, using abusive, aggressive, and foul language, and repeatedly calling friends, relatives, neighbors, and employers.
The attorneys at Potter Handy, LLP take a comprehensive and aggressive approach to holding them accountable. If a creditor violates your rights under the Fair Debt Collection Practices Act (FDCPA) or other laws, you can be entitled to minimum penalties, actual damages, and even punitive damages.
Our attorneys will explore claims you may have against creditors now and how to identify and prove claims in the future.
The Telephone Consumer Protection Act
Stop Abusive Telemarketing
You may be entitled to monetary compensation if you are experiencing excessive telemarketing phone calls or auto-dialed calls to your cell phone from either telemarketers or debt collectors.
The law provides for protection from abusive telemarking practices. The law considers unwanted phone calls an invasion of your privacy, and it’s not hard to imagine why.
We have all had the experience of sitting down to a family dinner or a good book, only to be disturbed by a phone call. It might be a welcome disturbance if it’s a friend or acquaintance on the other end of the line, but it’s an unwanted intrusion when it’s a pre-recorded voice trying to sell you a timeshare. Plus, under the law, unwanted calls to cellular phones are considered especially intrusive.
If a telemarketer violates your rights under the Telephone Consumer Protection Act (TCPA) or other laws, you can be entitled to minimum penalties, actual damages, and even punitive damages.
Potter Handy, LLP attorneys will explore claims you may have against creditors now and show you how to identify and prove claims in the future.
The Fair Credit Reporting Act
Protect Yourself Against Abusive Creditors
You may be entitled to monetary compensation if a bank or Credit Bureau has incorrectly reported your credit.
The law provides a myriad of complex guidelines that banks or Credit Bureaus have to follow when compiling your credit report, and when providing your credit reports to others. You might assume that most of the time these reports are accurate, but in fact, the opposite is true; many people have hidden errors on their credit reports.
Most people also don’t realize that a credit report may include information like criminal convictions and evictions. Inaccurate information may prevent you from being hired for a job or buying or even renting a home.
If your credit is being adversely effected by incorrect data or negligent reporting, the attorneys at Potter Handy, LLP can help enforce these civil rights.
We take a comprehensive and aggressive approach to holding credit reporting agencies and credit information furnishers accountable. If a bank or Credit Bureau violates your rights under the Fair Credit Reporting Act (FCRA) or other laws, you can be entitled to minimum penalties, actual damages, and even punitive damages.
Our attorneys will explore claims you may have against Credit Reporting Bureaus and credit information furnishers now and show you how to identify and prove claims in the future.
The Consumer Legal Remedies Act
Take A Stand Against False Advertising And Labeling
Does a product you bought fail to do what it promised it would in the ad? Does the box say (Made in the USA) and you found out when you got it home that it was really made in China? You may be entitled to monetary compensation if a product you purchased was labeled incorrectly, or provided misleading information in order to persuade you to purchase the product.
The law provides labeling guidelines that manufacturers and stores are required to follow. If you have a product that was mislabeled or provided misleading information, the attorneys at Potter Handy, LLP can help you be compensated. We take a comprehensive and aggressive approach to holding mega-stores and manufacturers responsible for the information they are providing to their consumers.
If a mega-stores and manufacturers have violated your rights under the Consumer Legal Remedies Act (CLRA) or other laws, you can be entitled to minimum penalties, actual damages, and even punitive damages.